• Open Enrollment

     
    October 15, 2023 - November 15, 2023 
     
    What is Open Enrollment?

    Open Enrollment is your opportunity to choose the benefits that best meet your needs.  During Open Enrollment, you can make changes to your health insurance elections, including the dependents that you are covering, without a qualifying event.  This is also the period in which you can enroll, add or change coverage in a Critical Illness Policy, Accidental Injury Policy, Long Term Disability Policy (VRS Plan 1 and Plan 2 members only) or elect a Flexible Spending Account for 2024.
     
    ALEX - New for This Year's Open Enrollment!
     
    Introducing ALEX - an easy-to-use online tool that helps you decide the best benefits for you and your family.  The interface is fun and friendly, but behind the scenes ALEX's powerful modeling capabilities allow you to explore your benefit options in an entirely new way.  Talk to ALEX and explore all of your benefits.   Visit https://start.myalex.com/LCPS and start reviewing your benefits.   Then log on to Oracle Self-Service to make your elections. 
     
     
    What Do I Need To Do?
     
    LCPS Open Enrollment runs from October 15th - November 15th, with all enrollments due no later than November 15, 2023. 
    • No action is necessary if you do not want to make any changes to your current benefit elections.  If you do nothing, your current enrollment elections will roll over, except for Flexible Spending Accounts.  
    • You must re-enroll in Flexible Spending Accounts each year you wish to participate.   
    • If you currently participate in a Healthcare Flexible Spending Account in 2023, be sure you consider the up to $570 rollover amount when making your 2024 election (should you have funds to rollover). 
    • To submit benefit changes, make new elections and/or enroll in a Flexible Spending Account, you must make your elections in Oracle Self-Service, and submit any required supporting documentation, no later than November 15, 2023.
    • The Benefits Online Manual should be used as a guide for completing your enrollment (Spanish version available).  For Open Enrollment, follow the instructions in the "Enroll in Benefits" section. Be sure to print or save your Confirmation Statement to PDF and then click "Finish" to complete your enrollment.
    • We encourage you to print or save a copy of your elections for 2024, regardless of whether or not you are making a change.
      • Print/save your Confirmation Statement as part of your online enrollment; or
      • Follow the instructions in the "View Benefits" section of your Benefits Online Manual to view and print/save your elections for 01/01/2024. 

    If you need assistance with your online enrollment or have questions after reviewing the resources on this website, we are here to help! Just email lcpshealthwellness@lcps.org or call 571-252-1810.

     

    What is Changing for 2024?
     
    • Health insurance premiums will increase by 4%.  See the 2024 Health Insurance Premiums
    • High Deductible Health Plan deductibles have increased to $1,600 (employee only) and $3,200 (employee + one or more dependent).
    • Health Savings Account (HSA) maximums have increased to $4,150 for Employee Only and $8,300 for Employee + 1 or more dependent(s).  Employees age 55+ can save an additional $1,000 per year in catch-up contributions. Note: HSA maximums include the employer contribution. 
    • Healthcare Flexible Spending Account (FSA) annual maximums have increased to $3,050 for 2024 and the rollover maximum (from 2024 into 2024) has increased to $610.
    • Preferred Formulary Exclusions and Alternatives for 2024 lists excluded medications and preferred alternatives for 2024.  
    • Long-term disability plan offers guaranteed enrollment during Open Enrollment (VRS Plan 1 & 2 members only, VRS Hybrid members are automatically enrolled in their plan).
     
    How Can I Learn More?
     
    There are many opportunities and ways to learn more about your options: 
     
    Benefit Information and Resources
     
    Click below for benefit summaries, online enrollment instructions, plan comparison tools and other Open Enrollment resources.  
Last Modified on November 6, 2023