Virginia Retirement System (VRS) FAQs

VRS Plan Enrollment

  • What is VRS?

  • How can I participate in VRS?

  • Are there different plans available through VRS?

  • How is it determined what plan I will be enrolled in?

  • Can I choose the retirement plan I want to enroll in?

  • How does my retirement plan work?

  • What other benefits does VRS offer?

Applying for Retirement and Retirement Benefits

  • When am I eligible to retire?

  • What is "vesting" and when am I vested in VRS?

  • What is creditable service and how does it count towards my retirement?

  • How is my retirement benefit calculated?

  • How can I purchase credit for prior or additional service?

  • How do I apply for retirement?

  • How will my retirement benefit be paid to me?

  • What is the PLOP?

  • What benefits do I get when I retire?

My Information and Making Changes

  • How do I designate or change my beneficiary?

  • How do I change my name or address with VRS?

  • How can I give someone access to my VRS record and/or permission to act on my behalf?

Leaving Employment without Retiring

  • What if I leave employment before I am eligible to retire?

  • What is a deferred member?

  • How can I request a refund?

Resources and Contacts

  • As an employee, can I access my VRS info online?

  • How can I learn more about my retirement and other benefits?

  • What if I have more questions?

Last Modified on March 1, 2022