• Cigna Open Access Plan
    Deductible: $500 Individual/$1,000 Family
    Coinsurance: 10% after in-network deductible
    Out of Pocket Maximum: $2,000 Individual/$4,000 Family
    PCP/Specialist Office Visit: $20 PCP/$40 Specialist
    Preventive Exams: Covered 100%
    Emergency Room: $150
    Urgent Care: $50 
    Important Information about the OAP plan:
    • Election of a primary care physician (PCP) is recommended but not required.
    • No referrals required.
    • A nationwide network of doctors is available.
    • Cigna Telehealth Services available. 
    • Members using non-participating providers may do so through the Out-of-Network benefit and will be responsible for the appropriate deductible and coinsurance as well as any cost over maximum reimbursable charge (MRC).  
    • Enrollment in an Express Scripts Prescription Plan included. 


Last Modified on June 15, 2021