• Cigna Point of Service Medical Plan

    Deductible: $300 Individual/$600 Family
    Coinsurance: 0% after in-network deductible
    Out of Pocket Maximum: $3,000 Individual/$6,000 Family
    PCP/Specialist Office Visit: $20 PCP/$40 Specialist
    Preventive Exams: Covered 100% 
    Emergency Room: $150
    Urgent Care: $50 

    Important Information about the POS Plan:
    • A primary care physician (PCP) is required. Member may select or CIGNA will randomly select.
    • Requires referrals for specialist visits which must be obtained by the member from their PCP.
    • A local area network of doctors is available.
    • Cigna Telehealth services available. 
    • Members using non-participating providers may do so through the Out-of-Network benefit and will be responsible for the appropriate deductible and coinsurance as well as any cost over maximum reimbursable charge (MRC).

Last Modified on June 15, 2021