• Medical and Rx   
     
    LCPS offers three medical plan options to benefit-eligible employees; a High Deductible Health Plan with Health Savings Account (HDHP), an Open Access Plus Plan (OAP) and a Point of Service Plan (POS). All plans are administered by Cigna. Click on the boxes below for plan-specific information and resources.   
     
    HDHP          OAP         POS
    Upload Supporting Documents for new enrollments completed within Oracle
     

    Prescription Insurance
     
    Prescription coverage is provided to employees enrolled one of our medical plans. These plans are administered through Express Scripts. The prescription plan coverage is tied to the medical plan elected.  Click on the boxes below for information about these plans.
      
    Rx HDHP          Rx POS OAP
     

    Health Insurance Premiums and Cost 
     
    Premiums for the health insurance options are based on the level of coverage AND which medical insurance option you choose.
     
    Premiums
     
     
    Use the HDHP-OAP-POS Cost Estimator to compare annual costs for each plan
     

     
    Health Insurance Enrollment, Changes and Termination 
     
    Visit the Benefits Basics page to find information on:
    • Eligibility for Benefits
    • Enrollments and Changes
    • Making Benefit Elections/Changes
    • Coverage for Dependents
    • Qualifying Events/Mid-Year Changes
    • Termination of Coverage
    • COBRA Coverage

     

     

     
     
Last Modified on January 4, 2021