• Medical and Prescp Insurance

  • LCPS offers three medical plan options to benefit-eligible employees; a High Deductible Health Plan with Health Savings Account (HDHP), an Open Access Plus Plan (OAP) and a Point of Service Plan (POS). All plans are administered by Cigna. Click on the boxes below for plan-specific information and resources. *   

    HDHP          OAP         POS
    Talk to Alex to compare your estimated annual costs for each plan.  Alex is your online benefits counselor.  Enter some basic information to compare your options or learn more about how these plans work. 
    Upload Supporting Documents for new enrollments completed within Oracle
    *If you do not enroll in any of the LCPS health plans (medical, dental and vision), as an employee or dependent, you can elect the opt-out credit and receive a $9.00 credit per pay.

    Prescription Insurance
    Prescription coverage is provided to employees enrolled one of our medical plans. These plans are administered through Express Scripts. The prescription plan coverage is tied to the medical plan elected.  Click on the boxes below for information about these plans.
    Rx HDHP          Rx POS OAP

    Health Insurance Premiums and Cost 
    Premiums for the health insurance options are based on the level of coverage AND which medical insurance option you choose.

    Health Insurance Enrollment, Changes and Termination 
    Visit the Benefits Basics page to find information on:
    • Eligibility for Benefits
    • Enrollments and Changes
    • Making Benefit Elections/Changes
    • Coverage for Dependents
    • Qualifying Events/Mid-Year Changes
    • Termination of Coverage
    • COBRA Coverage



Last Modified on April 11, 2024